Comments on: Money http://somispeaks.com/2010/02/10/money/ ... the dog days of happily ever after Tue, 07 Feb 2012 23:46:56 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Passionista http://somispeaks.com/2010/02/10/money/comment-page-1/#comment-15239 Passionista Wed, 17 Feb 2010 16:11:32 +0000 http://somispeaks.com/?p=2552#comment-15239 I'm glad I'm not the only one without a financial plan. I definitely think that meeting with a financial planner was a great idea to getting off on the right foot. Congrats. I’m glad I’m not the only one without a financial plan. I definitely think that meeting with a financial planner was a great idea to getting off on the right foot. Congrats.

]]> By: Lisa from Lisa's Yarns http://somispeaks.com/2010/02/10/money/comment-page-1/#comment-15156 Lisa from Lisa's Yarns Fri, 12 Feb 2010 03:28:30 +0000 http://somispeaks.com/?p=2552#comment-15156 Money is such a touchy subject. I've never had a relationship that was serious enough to have the money discussion.... it's definitely not something I would be super comfortable talking about. My goal right now is to pay off my student loans as fast as I can - or as reasonably fast as I can. I am also saving to buy a house/cover a small loss on the sale of my condo. I am so ready to be a home owner. I would totally benefit from meeting with a planner like you did, though! I have really tried to cut down on my discretionary spending, but there is def since room for improvement!! Money is such a touchy subject. I’ve never had a relationship that was serious enough to have the money discussion…. it’s definitely not something I would be super comfortable talking about.

My goal right now is to pay off my student loans as fast as I can -- or as reasonably fast as I can. I am also saving to buy a house/cover a small loss on the sale of my condo. I am so ready to be a home owner.

I would totally benefit from meeting with a planner like you did, though! I have really tried to cut down on my discretionary spending, but there is def since room for improvement!!

]]> By: Mel Heth http://somispeaks.com/2010/02/10/money/comment-page-1/#comment-15146 Mel Heth Thu, 11 Feb 2010 21:19:06 +0000 http://somispeaks.com/?p=2552#comment-15146 I think you guys are really smart for doing this. I have friends who were about 20k in debt, never thought they'd get out from under it, and a year after they met with a financial planner, they were able to buy a house! Whenever I watch Susie Orman on TV I feel like I should be doing better. I save, I don't have really any debt at all...but I think I should be taking bigger investment risks and I could probably be saving even more than I do. Maybe I'll procrastinate dealing with all this until I'm married... :) I think you guys are really smart for doing this. I have friends who were about 20k in debt, never thought they’d get out from under it, and a year after they met with a financial planner, they were able to buy a house!

Whenever I watch Susie Orman on TV I feel like I should be doing better. I save, I don’t have really any debt at all…but I think I should be taking bigger investment risks and I could probably be saving even more than I do.

Maybe I’ll procrastinate dealing with all this until I’m married… :)

]]> By: Christyn http://somispeaks.com/2010/02/10/money/comment-page-1/#comment-15144 Christyn Thu, 11 Feb 2010 19:50:43 +0000 http://somispeaks.com/?p=2552#comment-15144 Shortly after the Hubs and I got engaged, we merged our bank accounts. We figured we were sharing everything as it was, what's the point of a you-pay-for/I-pay-for check listing? The guy at the bank was impressed and even suggested we set up a savings plan while we were at it. At this point, we have managed to save nearly 40% of all that we have earned in the last few years (some 401K, some bank account, etc). Of course this percentage will soon drop when we get a new car and move, but it's been a source of pride that we have stuck to our plan and have managed to save for the inevitable rainy day. Though based on how much I am spoiling these dogs, at this point, we might not have any money left if I have my way! ;) Shortly after the Hubs and I got engaged, we merged our bank accounts. We figured we were sharing everything as it was, what’s the point of a you-pay-for/I-pay-for check listing? The guy at the bank was impressed and even suggested we set up a savings plan while we were at it. At this point, we have managed to save nearly 40% of all that we have earned in the last few years (some 401K, some bank account, etc). Of course this percentage will soon drop when we get a new car and move, but it’s been a source of pride that we have stuck to our plan and have managed to save for the inevitable rainy day. Though based on how much I am spoiling these dogs, at this point, we might not have any money left if I have my way! ;)

]]> By: martymankins http://somispeaks.com/2010/02/10/money/comment-page-1/#comment-15140 martymankins Thu, 11 Feb 2010 17:27:51 +0000 http://somispeaks.com/?p=2552#comment-15140 Our financial situation is pretty straight forward, but separate. My entire paycheck goes into my wife's account and she pays all the bills. I have access to her account via a debit card for lunches, gas and other stuff. I have my own checking and credit card accounts that I manage as well. My own money to do whatever (from side jobs and other residual income I get outside of my day job salary). We will most likely never have a joint account and both of us are fine with that. This is what works best for us and we rarely have any issues with this. Any big financial decisions we make are discussed at length and agreed upon before acted on. So for the most part, we are on the same page. Our financial situation is pretty straight forward, but separate. My entire paycheck goes into my wife’s account and she pays all the bills. I have access to her account via a debit card for lunches, gas and other stuff. I have my own checking and credit card accounts that I manage as well. My own money to do whatever (from side jobs and other residual income I get outside of my day job salary). We will most likely never have a joint account and both of us are fine with that. This is what works best for us and we rarely have any issues with this.

Any big financial decisions we make are discussed at length and agreed upon before acted on. So for the most part, we are on the same page.

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